Santa Cruz, CA Low Income Housing

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18 low income housing apartment complexes in Santa Cruz, California.

Apartments Listed:

Updated HUD listings.
Income (based) restricted housing tax credit apartments.
Section 8 apartments.
Santa Cruz, CA Housing Authority.
Public Housing.
Non profit senior and family low income apartments.

Rental Assistance Programs Looking for government and non-profit programs to assist you with paying for your rent?
Check our sister website
Rental Assistance Programs at RentAssistance.us

Low Income/Affordable Housing in Santa Cruz, CA statistics

How does income and housing costs in Santa Cruz compare with California income averages.

Average affordable monthly apartment cost in Santa Cruz	$750.00
State of California Median Income	$127,300
State of California Median Metropolitan Income	$73,600
State of California Median Non-Metropolitan Income	$59,900

Waiting Lists
Most apartments have waiting lists. Unfortunately, most of these waiting lists are closed for years.
We list all of the area low income housing apartments. You will need to contact them and see the current status of the waiting lists. Hopefully, you can find some listings that are available for rental.

Santa Cruz, CA Low Income Housing: 18 Active Listings

1 of 18

Sycamore Street Commons Apartments

Sycamore Street Commons Apartments

125 Sycamore St Santa Cruz, CA - 95060

Total Apartment Units: 60 Total Apartment Low Income Apartments: 60 Years In Service Since: 1998 Family Apartments: YES Rents are based on income. This affordable housing program is for individuals and families with moderate incomes allowing below market rents for those who qualify. The program is ...

2 of 18

Seaside Apartments

Seaside Apartments

1380 30th Ave Santa Cruz, CA - 95062

Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs will be considered for this property. In the case of a valid rental subsidy, the required minimum income will be based on the portion of the rent that the tenant pays after use of the subsidy. Total Apa ...

1 bdrm / 2 bdrm / 3 bdrm

Section 8

3 of 18

Tannery Artist Lofts Apartments

Tannery Artist Lofts Apartments

1030 River St Santa Cruz, CA - 95060

Total Apartment Units: 100 Total Apartment Low Income Apartments: 100 1 Bedroom apartments 16 2 Bedroom apartments 28 3 Bedroom apartments 42 Years In Service Since: 2009 Family Apartments: YES Rents are based on income. This affordable housing program is for individuals and families with moderate ...

1 bdrm / 2 bdrm / 3 bdrm

4 of 18

$400.00 Income Based $400.00 Income Based

Mission Gardens Apartments

Mission Gardens Apartments

90 Grandview St Santa Cruz, CA - 95060

Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs will be considered for this property. In the case of a valid rental subsidy, the required minimum income will be based on the portion of the rent that the tenant pays after use of the subsidy. Total Apa ...

1 bdrm / 2 bdrm / 3 bdrm

Section 8
Senior Housing

5 of 18

Santa Cruz Riverfront Apartments

Santa Cruz Riverfront Apartments

148 Blaine St Santa Cruz, CA - 95060

Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs will be considered for this property. In the case of a valid rental subsidy, the required minimum income will be based on the portion of the rent that the tenant pays after use of the subsidy. Total Apa ...

1 bdrm / 2 bdrm / 3 bdrm

Section 8
Senior Housing

6 of 18

Santa Cruz County Housing Authority

Santa Cruz County Housing Authority

2931 Mission Stree Santa Cruz, CA - 95060

Programs offered by the Santa Cruz Housing Authority: Developing and managing affordable rental housing. Developing affordable housing for sale to qualified local residents. Administering the federal government's Housing Developing and managing affordable rental housing. Developing affordable hou ...

Housing Authority

7 of 18

San Lorenzo Park Senior Apartments

San Lorenzo Park Senior Apartments

134 Dakota Ave. Santa Cruz, CA - 95060

San Lorenzo Park Apartments is a 78 unit HUD subsidized complex that consist of 1 & 2 bedroom units for senior’s 62+ or disabled. The property is located at 134 Dakota Avenue in Santa Cruz. Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs ...

1 bdrm / 2 bdrm

Section 8
HUD Housing
Senior Housing

8 of 18

Stepping Out Housing Apartments

Stepping Out Housing Apartments

740 Plymouth St Santa Cruz, CA - 95060

Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs will be considered for this property. In the case of a valid rental subsidy, the required minimum income will be based on the portion of the rent that the tenant pays after use of the subsidy. Total Apa ...

1 bdrm / 2 bdrm

Section 8

9 of 18

Nueva Vista Apartments

Nueva Vista Apartments

136 Leibrandt Aven Santa Cruz, CA - 95060

48 family apartments. ...

1 bdrm / 2 bdrm / 3 bdrm / 4 bdrm

10 of 18

Neary Lagoon Apartments Mercy Housing

Neary Lagoon Apartments Mercy Housing

81 Chestnut St Santa Cruz, CA - 95060

Total Apartment Units: 95 Total Apartment Low Income Apartments: 95 1 Bedroom apartments 23 2 Bedroom apartments 30 3 Bedroom apartments 42 Years In Service Since: 2014 Family Apartments: YES Rents are based on income. This affordable housing program is for individuals and families with moderate in ...

11 of 18

La Posada Senior Apartments

La Posada Senior Apartments

609 Frederick St Santa Cruz, CA - 95062

Senior Apartments. Independent living apartments. Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs will be considered for this property. In the case of a valid rental subsidy, the required minimum income will be based on the portion of the rent that t ...

1 bdrm

Section 8
Senior Housing

12 of 18

Garfield Park Village Apartments

Garfield Park Village Apartments

721 Bay St Santa Cruz, CA - 95060

Total Apartment Units: 95 Total Apartment Low Income Apartments: 95 1 Bedroom apartments 48 2 Bedroom apartments 9 Years In Service Since: 2015 Senior Apartments: YES Rents are based on income. This affordable housing program is for individuals and families with moderate incomes allowing below mark ...

1 bdrm / 2 bdrm

Senior Housing

13 of 18

Elizabeth Oaks Senior Apartments

Elizabeth Oaks Senior Apartments

1460 Jose Ave Santa Cruz, CA - 95062

Elizabeth Oaks Apartments has 126 units HUD subsidized, for families and elderly/disabled. Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs will be considered for this property. In the case of a valid rental subsidy, the required minimum income will b ...

1 bdrm / 2 bdrm / 3 bdrm

Section 8
HUD Housing
Senior Housing

14 of 18

El Centro Senior Apartments

El Centro Senior Apartments

1110 Pacific Ave Santa Cruz, CA - 95060

Total Apartment Units: 44 Total Apartment Low Income Apartments: 44 Years In Service Since: 1993 Family Apartments: YES Senior Apartments: YES Disabled Apartments: YES Rents are based on income. This affordable housing program is for individuals and families with moderate incomes allowing below ma ...

Senior Housing

15 of 18

East Cliff Village Senior Apartments

East Cliff Village Senior Apartments

1635 Tremont Dr Santa Cruz, CA - 95062

Rental Assistance Housing Choice Vouchers, Section 8 and other valid rental assistance programs will be considered for this property. In the case of a valid rental subsidy, the required minimum income will be based on the portion of the rent that the tenant pays after use of the subsidy. Total Apa ...

1 bdrm

Section 8
Senior Housing

16 of 18

Arbor Cove Senior Apartments

Arbor Cove Senior Apartments

84 Blackburn St Santa Cruz, CA - 95060

Arbor Cove Senior Commons is a 35 apartment senior community in spectacular Santa Cruz, California. Sponsored by CCH and owned by Neary Lagoon Senior Housing, Inc., Arbor Cove was built in 1992 to provide affordable housing to very low-income seniors age 62 and over. Built adjacent to the Neary Lag ...

1 bdrm

Senior Housing

17 of 18

St. Stephens Senior Housing

St. Stephens Senior Housing

2510 Soquel Avenue Santa Cruz, CA - 95062

Senior Housing

18 of 18

Gault Street Senior Apartments Mercy Housing

Gault Street Senior Apartments Mercy Housing

211 Gault Street Santa Cruz, CA - 94060

Senior HUD Income based housing. Mercy Housing provides a variety of different affordable housing options, but our main types of housing include multifamily, senior (age 65+) and special needs housing (people with HIV/AIDS, formerly homeless and people with physical and mental disabilities). Mercy ...

1 bdrm

Income Restricted
HUD Housing
Senior Housing

Income Limits in Santa Cruz, California. Santa Cruz County, CA Income Limits Summary*

Income Limit Area		Santa Cruz County
Median Income		$127,300
Income Limit Category		Very Low (50%) Income Limits	Extremely Low Income Limits
Person(s) In Family	1	$63,400	$38,045
	2	$72,450	$43,480
	3	$81,500	$48,915
	4	$90,550	$54,350
	5	$97,800	$58,698

* Important: Your income, and income limit category, is needed to apply to most of the apartments on our list.

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Fundraisers

Erica Needs Help

Erica help requested

Mother of 2 disabled children and mother of 3 in need of housing

I am not on here asking for much just know that I am a single mother of 3 . I have a autistic son and an illectual disabled son and I have a daughter and I am disabled looking for housing for me and my child anywhere safe until I can get a place of o...

Help Erica

Jessica Needs Help

Jessica help requested

Striving to get us back up on our feet. My son and I have been homeless since covid. Blessed beyond measure. Looking for a home church in the Gahanna area and a low income home to rent. Thanks and God

Striving to get us back up on our feet. My son and I have been homeless since covid. Blessed beyond measure. Looking for a home church in the Gahanna area and a low income home to rent. Thanks and God Bless anything helps. We appreciate the help in e...

Help Jessica

jherica Needs Help

jherica help requested

Single Mother of Two

Im a single of two looking for a place of my own where my children can have a space. Our current situation is that live we in the garage of my mothers house....

Help jherica

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Important information

Waiting Lists

Most low income apartments have waiting lists. Some of these lists can take years until you can be called for openings. The key is to try to get on as many waiting lists as possible.

Call The Apartments Directly

We provide phone numbers and websites. Call the apartments directly if they have openings or open waiting lists.

Apartment Rates

We provide current apartment rates on many listing pages. Most HUD listings do not have published rates. They are based on 30% of the renters adjustable gross income. You will need to contact the apartments to determine if you qualify for income based rent.

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